Howard C. St. John Distinguished Lecture Series

The Howard C. St. John Distinguished Lecture Series was established in 1994 by a contribution to the Ulster Community College Foundation by Ulster Savings Bank in recognition of Howard C. St. John. Mr. St. John, who was a man of enormous energy, vision, and industry, created a legacy of business and civic leadership that is legendary throughout the Hudson Valley.

He was well known to community residents as attorney, bank chair, and tireless community volunteer. He served as Ulster County District Attorney from 1953 to 1958, the youngest district attorney in New York State history. He was a partner in the law firm that bore his name. He joined the Board of Directors of Ulster Savings Bank in 1957, serving as Chairman of the Board from 1963 until his retirement in1998. Mr. St. John was appointed President of Ulster Savings Bank in 1965 and served in that position until 1992.

Since its inception, the lecture series features speakers who address issues of government, business law, or public policy.

2013 Howard C. St. John Lecturer
Marc Penziner, Bernstein Global Wealth Management Principal
 “The Investor’s Mindset: How Our Nature Influences Our Investment Decisions”

Marc Penziner

Marc Penziner will look at how decision making affects the investment choices people make and the impact those choices have on the market and investment outcomes. Drawing on work by behavioral psychologists and economists, Penziner will address the lessons investors can learn about handling risk and how to become a better investor, even during very challenging times in the capital markets.

Focused on the upstate New York market, Penziner works with high-net-worth investors, both in the U.S. and abroad. He specializes in retirement planning, the preparation and sale of privately-held businesses, and the spending policy and asset allocation guidelines of endowments and foundations.

Prior to assuming his current position in 2009, he was a client advisor, having joined the firm in 2003 as a private client associate. Previously, Penziner was an account executive for Katz Media Corp. in New York City and Washington, D.C., with a focus on national and local political campaigns. He holds a bachelor’s degree in media management from the S.I. Newhouse School of Public Communications at Syracuse University, where he was a Chancellor’s Scholar. He is the Treasurer of the Professional Development Council of the S.I. Newhouse School at Syracuse University, serves on the board of the Syracuse University Alumni Association, and is a Syracuse University Pathfinder.

The breakfast lecture is free and open to the public. Reservations are required.
RSVP (845) 687-5262


Past Howard C. St. John Lecturers

~ March 20, 2012: Michael OatesPresident & CEO, Hudson Valley Economic Development Corporation
'Diversifying the Economy: The Importance of Industry Cluster Development in the Hudson Valley'

~ March 29, 2011: Francis J. Murray, Jr., President & CEO, NYSERDA
'Toward a Clean Energy Future'

~ April 13, 2010: The Honorable Joseph J. Traficanti, Jr., Deputy Chief Administrative Judge for All New York State Courts, Exclusive of New York City
'Fostering Good Governance and the Rule of Law in Newly Emerging Democracies'

~ December 2, 2008: Kathleen M. Fisher, SVP & Sr. Portfolio Manager, Bernstein Global Wealth Management
'The State of Capital Markets and the Global Economy'

~ December 5, 2007: Gerald Benjamin, Ph.D, Dean, College of Liberal Arts & Sciences, SUNY New Paltz, and Alfred DelBello, Partner, DelBello Donnellan Weingarten & Wiederkehr, LLP
'The Charter and The Executive – What Ulster County Can Expect'

~ November 28, 2006: Colonel Jim Johnson, Miliary Historian of the Hudson River Valley & Executive Director, Hudson River Valley Institute

~ November 4, 2005: Vikki L. Pryor, President & CEO, SBLI USA Mutual Life Insurance Co.
'Innovation, Courage & Common Sense: Living in the 21st Century'

~ October 20, 2004: Michael Gallis, Michael Gallis & Associates
'Nations, States & Economic Regions in the Global Network'

~ November 12, 2003: Dr. Karen Hitchcock, President, SUNY Albany
'Attracting Economic Development Investments to the Hudson Valley Region'

~ October 10, 2002: Admiral Dennis C. Blair, US Navy (Ret.)
'American Security Interests in the Asia-Pacific Region'

~ October 12, 2001: Dr. Ray Raymond, MBE, FRSA, Political Officer/British Consulate General
'International Terrorist Expert and Anglo-American Relations'

~ October 19, 2000: Mary Ellen Withrow, United States 40th Treasurer
'US Savings Bond Program and Currency Update'

~ October 5, 1999: Edward F. Cox, Esq., Trustee of the State University of New York
'New York State's Global Economy'

~ October 14, 1998: Mike Jensen, Emmy Award-Winning Chief Financial Correspondent, NBC News
'Making Finance & Business Easy to Understand'

~ April 23, 1997: Mickey Edwards, Lecturer in Public Policy, Harvard University

~ March 28, 1996: Philip K. Howard, Author, The Death of Common Sense

~ March 23, 1994: Robert Novak, Political Commentator & Syndicated Columnist
'Current National Political Trends & How They May Impact Us as Business & Community Leaders'